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Wednesday, February 13, 2008

How Is Your Home Mortgage?

I have a confession to make. I - like many others - suffer from a disease that is rarely spoken about. There's no real treatment for it. Some experts claim it is hereditary, and this is probably true because my Mom and late Dad also suffered from this tragic and incurable disease. If you have it, you just have to learn to live with it.

I suffer from common sense. More accurately, financial common sense.

For you see, when I - again, like others - bought my house I took into consideration my earnings at the time. I considered the total cost of my loan and monthly mortgage payments. I considered what might happen if my earnings in the future decreased. Silly me and my common sense.

I should have financed a home loan for an amount that was way over my head, perhaps purchasing one of those popular McMansions, knowing full well I wouldn't be able to afford it.

And then I could have just waited for the government to come an bail me out of foreclosure and all the financial problems that come with it.

But as I said, I tragically suffer from financial
common sense. Do you too, suffer from financial common sense? How do you cope with this terminal affliction? Do you attend weekly meetings with others who suffer this?

When is our next meeting scheduled for, anyway? Someone let me know, will 'ya?


Meeting tomorrow, noon, Gabes.
Is that an open or cash bar?

You bring the ganj and I'll bring the bong.
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